Effective Date: July 17, 2025

Welcome to Rich Capital. By accessing and using our website and services, you agree to comply with the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website, submitting an application, or engaging with our services, you acknowledge that you have read, understood, and agreed to be bound by these terms.

2. Our Services

Rich Capital offers funding consultation and connects businesses with potential lenders or banking partners. We do not guarantee approval or any specific funding outcome.

3. Eligibility

To use our services, you must be:

• At least 18 years of age

• Providing accurate and complete business and personal information

• Authorized to act on behalf of your business

4. Application Process

By submitting an application:

• You authorize us to review your information and share it with our lending partners

• You confirm that all information provided is truthful and complete

• You acknowledge that decisions about funding are made by third-party institutions, not Rich Capital

5. No Financial Advice

All content on this website is for informational purposes only and does not constitute legal, tax, or financial advice. Always consult with a qualified advisor before making financial decisions.

6. Limitation of Liability

Rich Capital is not liable for:

• Denial of funding or financial loss

• Any errors or delays caused by third-party institutions

• Website downtime or technical issues

Use of our services is at your own risk.

7. Intellectual Property

All content, logos, branding, and materials on this site are the property of Rich Capital and may not be used or reproduced without permission.

8. Privacy

Please refer to our Privacy Policy for information on how we collect and handle your personal data.

9. Modifications to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of our site after changes means you accept the updated terms.

10. Governing Law

These Terms are governed by and interpreted in accordance with the laws of [Your Country/State], and any disputes will be handled in the local courts.

11. SMS Messaging Terms (Required by Carriers)

Rich Capital – This program sends informational SMS notifications and, if opted in, occasional marketing messages.

1. Description of Messages – Users who opt-in will receive [brief description of message types, e.g., “funding updates, application status notifications, and promotional offers if applicable”].

2. Opt-Out – You can cancel the SMS service at any time by texting “STOP” to our shortcode. Upon sending “STOP,” you will receive a confirmation message and will no longer receive SMS messages from us.

3. Help – For help, reply “HELP” or contact us at info@richcapital.biz or call 619-772-8508.

4. Carrier Liability – Carriers are not liable for delayed or undelivered messages.

5. Rates – Message and data rates may apply. Message frequency varies. For details on your text/data plan, contact your wireless provider.

6. Privacy – For privacy-related inquiries, refer to our Privacy Policy: Privacy Policy.

12. Contact Us

If you have any questions or concerns regarding these Terms, please contact us at:
Email: info@richcapital.biz
Phone: 619-772-8508
Address: lorem ipsum